英语六级作文预测：分期付款

　　随着线上支付的发展，很多平台为我们提供了分期付款的渠道，即使是没有固定收入的大学生，在购买服饰、电子产品等时也可以选择分期的支付方式。那么，你认为大学生是否应该选择分期付款呢?每个人有不同的看法。接下来，文都英语老师预测的这篇作文以此为题目，英语六级作文预测的题目是：应该选择分期付款。请仔细读诵，记住其中的亮点表达。

　　Directions: For this part, you are allowed 30 minutes to write an essay explaining why you prefer online (paper) reading to paper (online) reading. You should write at least 150 words but no more than 200 words.

　　【参考范文】

　　With the rapid development of online payment, we are provided more means of payment including installment. Therefore, as college students, we can also buy some goods such as electronic products and clothes by installment. However, different people hold different views toward installment.

　　In my opinion, we college students are supposed to choose installment. Firstly, by the method, we can obtain our wanted things in advance instead of saving money for months or even years for something. So we may use the smart phones or wear the dresses for a period of time before totally paying for them. Secondly, installment can help us reduce the economic pressure. Since most students have no jobs, we always live on parents’ money. By installment, we just repay less money for the goods each time, so we need not lend money from friends or pinch and scrape for them. Thirdly, actually installment is a popular payment mean recently, so we should go with the tide.

　　Based on the above three points, I believe that college students should choose installment.

　　【参考译文】

　　随着线上支付的发展，我们可以选择的支付方式更加丰富了，其中那个包括分期付款。因此，作为大学生，我们也可以通过分期付款的方式购买电子产品和服饰等商品。但是，不同的人对分期付款持有不同的看法。

　　我认为，我们大学生应该选择分期付款的支付方式。原因如下。第一，通过这种方式，我们可以提前获得想要的商品，而无需为了一件商品攒钱几个月甚是几年。所以再完全付清价钱之前，我们或许已经提前一段时间就使用手机或是穿上裙子了。第二，分期付款可以减轻我们的经济压力。大部分大学生没有工作，需要依靠父母的钱生活。使用分期付款，每次需要付的钱较少，因此无需向朋友借钱或是节衣缩食。第三，分期付款是一种流行的支付手段，我们应该顺应潮流。

　　基于以上三点，我认为大学生应该使用分期付款。

　　【亮点表达】

　　1.online payment 线上支付

　　2.installment n. 分期付款

　　3. hold different views toward… 对……持有不同的观点

　　4.be supposed to 应该

　　5. pinch and scrape 节衣缩食

　　6. go with the tide 顺应潮流