Credit

　　Credit is of great importance to one’s development.

　　Without credit, one wouldn’t get the trust from others,let alone get help from others or cooperate with others.

　　However, nowadays the whole society is faced with “credit crisis”.

　　To begin with, business is threatened by the lack of credit and trust between enterprises and banks.

　　According to a recent survey conducted by the People’s Bank of China,a total amount of 3240 billion Yuan debts were not paid off to banks by the enterprises in the year 2006.

　　In addition, lies often exist between friends.

　　For example, Xiao Wang—my neighbor—was persuaded to buy certain insurance product and turned out to find that he was cheated.

　　What’s more, we have heard lots of news reports that family members cheated each other for their respective benefits.

　　We should take measures to improve people’s sense of credit and establish stricter laws to punish the behavior of those who do not have credit.

　　Only in these ways can we hope to enhance the credit of the whole society.

　　certain ['sə:tn] adj. 确定的，必然的，特定的

　　enhance [in'hɑ:ns] vt. 提高，加强，增加

　　cooperate [kəu'ɔpəreit] vi. 合作，协力

　　credit ['kredit] n. 信用，荣誉，贷款，学分，赞扬，赊欠，贷方

　　insurance [in'ʃuərəns] n. 保险，保险费，安全措施

　　survey [sə:'vei] v. 调查，检查，测量，勘定，纵览，环视

　　addition [ə'diʃən] n. 增加，附加物，加法