2018大学英语四级考试写作模拟题：信用卡2篇

　　第一篇

　　大学英语四级考试写作模拟题

　　Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of

　　Credit Cards. You should write at least 120 words following the outline given below in Chinese:

　　1. 越来越多的人使用信用卡， 信用卡有哪些好处

　　2. 信用卡的弊端

　　3. 你自己的观点

　　大学英语四级考试写作范文

　　Credit Cards

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

　　第二篇

　　大学英语四级考试写作模拟题

　　On Card Slave

　　“卡奴”是指一个人使用大量的现金卡、信用卡，但负担不出缴款金额或是以卡养卡、以债养帐等方式，一直在还利息钱的人。

　　1. 目前出现许多年轻人变成“卡奴”现象

　　2. 出现这一现象的原­因

　　3. 我对这一现象的看法和建议

　　大学英语四级考试写作范文

　　On Card Slave

　　As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.

　　The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.

　　In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.

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