参考译文:

　　Home mortgage slave refers to those people who need to pay a huge amount of mortgage loans,which negatively affects their social lives.Home mortgage slaves work to pay the mortgage loans,which enslaves them.Because most of the disposable income is spent on the mortgage loan,mortgage slaves'budget on the consumption and investment is extremely tight.This leads to the impoverishment of their social lives,drastically decreases their living standard and hinders their comprehensive personal development.A number of regulations have been launched.Some of them are aimed at curbing the housing price.

　　1.房奴是指那些因为需要支付大量抵押贷款，而对自身的社会生活产生消极影响的人:“是指”可译为refer to。“支付”可译为pay, pay for sth.意为“为某事付出代价;付款”。“大量的”可译a huge amount of,后可跟可数名词，也可跟不可数名词。“对…产生消极影响”可译为negativelyaffect,而对…产生积极影响则为positivelyaffect/influence。

　　2.房奴通过工作来支付抵押贷款，这使他们成为了“奴隶”:“支付抵押贷款”可用pay the mortgage loans表示。“使他们成了奴隶”可译为enslave them,enslave是“使某人成为奴隶”的意思。前级en-一般可意为“使…”，如ensure(使安全)、endanger(使危险)等。

　　3.这就导致了他们社交生活的贫乏，生活水平大幅下降，阻碍了他们个人的全面发展:“导致”可译为leadto或result in。如The rain led to a disaster.(这场雨引发了一场灾难。)“生活水平大幅下降”可理解为“大大降低了他们的生活水平”，故可用drastically decrease their living standard表示。