Banks and Banking : Other Bank Services

　　A modern bank provides many services other than checking accounts. ____1____

　　If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.

　　All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.

　　A. But the majority of them pay semiannually, that is, every six months.

　　B. The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.

　　C. This means that passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time.

　　D. One of these is checking accounts.

　　E. First you would be asked to fill out a signature card.

　　F. But most banks pay interest at the end of a year.

　　G. One of the most important of these is regular passbook savings.

　　H. One can withdraw money whenever necessary.

　　答案：1.G;2. E;3. ;4. B;5. A

　　这是一句年代久远的陈词滥调：女人爱聊天，而男人则比较沉默寡言。

　　It is a stereotype as old as time: women are chatterboxes, while men tend to be more reticent.

　　但奥斯汀得克萨斯大学(University of Texas)的研究人员进行的一项新研究发现，在闲聊这个问题上，男性和女性几乎是一样的，他们每天平均用词都达1.6万。

　　But a new study by researchers at the University of Texas at Austin has found that when it comes to gabbing, men and women are about equal, with each using an average of 16,000 words a day.

　　在今天出版的《科学》(Science)杂志上，这项研究驳斥了10多年来人们一直认为女性每天用词量多于男性的说法。人们通常引用的一组数据是，女性每天用词2万个，而男性只用7000个。

　　The study, published today in the journal Science, refutes more than a decade of claims that women use more words each day than men. One set of numbers that is commonly tossed around is that women use 20,000 words a day compared with only 7,000 for men.

　　研究人员首次开发出了一种方法，利用电子激活录音器(electronically activated recorder)记录正常语言。这种数字录音器能追踪人们的互动行为，包括对话。

　　The researchers first developed a method for recording natural language using the electronically activated recorder (EAR). The digital voice recorder tracks people's interactions, including their conversations.

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